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Access to Lending

From consolidating debt, to improving your home, to buying an electric car, our consumer loan team is here to help you and your family achieve financial security. This has been our mission since 1953. Below are the ways we can help you through personal lending. Call 806-322-5626 (LOAN).

To see our current loan rates, click HERE.

    Access Auto Lending has been trusted by Amarillo families since 1953.
  • Loans up to 96 Months and rates as low as 4.99% APR
  • Electric Cars and Business Autos Included
  • Mechanical Warranties and GAP Protection
  • Skip-A-Pay Program Eligible

You Access Family loves helping people enjoy life a little more. We offer competitive rates and terms on RV's, Boats, ATV's/UTV's, and Motorcycles to help you get the easiest payments.
  • Rates as low as 6.99% APR
  • Terms up to 15 years on RV's and Boats
  • Skip-A-Pay Program Eligible
  • Known as our "Access to Freedom" Loans, this program is designed to help our members get out of high-interest debt, one fixed payment at a time.
  • Loans up to $25,000 and rates as low as 9.99% APR
  • Terms up to 72 Months
  • Needing some money to cover an expense? Our Personal Signature Loans are designed to help you get through life while keeping things fair with affordable rates and payments. From wedding loans to car repairs, these loans are designed to help you.
  • Rates as low as 10.9% APR and terms up to 60 months
  • Up to $25,000
  • The cost of a wedding can be as stressful as the actual event. Access is proud to offer wedding loans to help make that special day as stress free as possible.
  • Terms up to 60 months
  • Rates as low as 10.9% APR
  • The Texas Panhandle is not known for having the most mild weather. And with a new HVAC system costing upwards of $10,000, this can obviously put a large strain on households. Our HVAC loans are here to help.
  • Rates at 9.99% APR and up to 60 month terms
  • Loans up to $10,000
  • Your home is often the largest asset you will ever own. Using the equity in your home is a low cost solution to help cover expenses. From consolidating debt, to home improvement, even college tuition can all be covered by the equity in your home.
  • Terms up to 30 years
  • Up to 80% Fair Market Value
  • $15,000 Minimum
  • A Secured Loan is a loan that is secured by some type of collateral. The collateral can be a Certificate of Deposit, a Savings Account, or another item of value. Often, these loans are used to help build credit and will often have lower interest rates than unsecured loans. Rates and terms will vary. Rates on CD secured loans are 2% over the secured APY.


    Extended Warranties Backed By Access

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    With 4 locations and over 40 ATMs in Amarillo, and over 50,000 ATMs nationwide, you can be sure that you have Access whenever you need it.

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    Access Community Credit Union is committed to serving all persons within our field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 1-800-687-2990 so that we may promptly assist you and remedy any accessibility concerns.

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