Calculate Your Payment

Apply For A Loan

Rates updated as of 11/03/2022.

**Rates stated in APR (Annual Percentage Rate) and include All Access member discounts - New Vehicles are 5 years old or newer and meet our milage requirements**

Auto Loans New Vehicles as low as** Used Vehicles as low as**
Loan Term (months):
24 to 36 4.99% 5.99%
37 to 72 5.99% 6.99%
73 to 84 6.99% N/A
85 to 96 7.99% N/A
Recreational (RV, Boat, ATV) As low as**
Loan Term (months):
Up to 72 6.99%
73 to 84 7.49%
85 to 144 7.99%
145 to 180 7.99%
Debt Consolidation            As low as**
Up to 72 months    9.99%
Personal Loans                 As low as**
Up to 60 months    10.90%
HVAC Loans                        As low as**
Up to 60 months    9.99%
Secured Loans (Share & Certificates)     As low as**
Up to term    2% over APY Rate
Signature                            As low as**
Up to 60 months    10.9%
Line of Credit                      As low as**
   Call for Rate
Home Equity                           As low as**
5 - 30 Year Terms    Call for Rate
*Annual Percentage Rate (APR) are subject to change without notice. Rates Effective 11/03/2022 **States Rates Include "All Access Member" Discounts which means having an active checking account with direct deposit, a debit card, and home-banking.


Office Hours
Monday & Friday: 9:00am - 5:30pm
Tuesday, Wednesday, Thursday:
9:00am - 5:00pm

Drive-Thru Hours
Monday through Friday: 7:30am - 6:00pm
Saturday: 9:00am - 12:00 noon

Main - 6401 S Bell Street - 806.353.9999
Tascosa - 201 Tascosa Rd - 806.242.4444
Paramount - 2531 Paramount - 806.322.5020
Mortgage Center - 6020 I-40 W - 806.322.5129


With 4 locations and over 40 ATMs in Amarillo, and over 50,000 ATMs nationwide, you can be sure that you have Access whenever you need it.

White ACCU Logo

Access Community Credit Union is committed to serving all persons within our field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 1-800-687-2990 so that we may promptly assist you and remedy any accessibility concerns.

© Copyright 2022 by Access Community Credit Union. All Rights Reserved.