As you are aware, the recent card compromise from Home Depot has started to affect the millions of cardholders around the nation. Even here in our own city, local institutions are starting to see the beginning stages of debit and credit fraud from the breach. Because of the widespread impact, we as well as other institutions have made contact with our cardholders. If you are one of our members and have not yet contacted us about this issue, we would encourage you to call us quickly to avoid any such occurrence or delay. We appreciate your business and recommend that you to continue to be proactive in monitoring your accounts both in our branches and online.