Access Community Credit Union strives on bettering our member experience by providing a wide range of optimal products to help you. We will always work in our members best interest. We have a couple new and exciting promotions this winter to keep the experience rolling.

First, Apple Pay and Google pay will be launched on December 18th, available to all of our members. Paying with your mobile devices with Access is here! These new forms of payment are safe, secure, convenient, and monitored. Google Pay is the fast, simple way to pay in millions of places – online, in stores, and more. It brings together everything you need at checkout and keeps your information safe and secure. Apple Pay is a mobile payment system that allows you to pay for purchases in select retail and online stores with a simple convenient touch of your finger. Simply upload your debit or credit card to your phone to make purchases simpler and more convenient than ever. Google Pay and Apple Pay can easily be accessed on your smart phones giving you more power of your spending. Both new payment forms are extremely safe to use for several reasons. They minimize the chance of losing your cards because most of us always have our phones on us with a password. Fraud risk also gets reduced as your phone is the only phone that can use that payment method, while with cards, people can obtain your card information. Lastly, the risk of skimmers getting your information is reduced as your phone does not display all of your transaction information.

Next, we have our Access to Freedom loan. Access to Freedom is a debt consolidation loan here at Access that can take your high-interest credit card payments and other unsecured debts and consolidate them onto one, low interest payment. Our Access to Freedom program offers loans up to $25,000 and rates as low as 8.99% APR. Don’t pay the credit card companies high interest rates anymore that don’t lower your balances, let Access give you the freedom you deserve.

Third, don’t forget about the winter Skip-A-Pay program. The holidays can be a very expensive time of the year. Let Access help you increase your holiday spending budget by skipping your December loan payments without incurring any penalties.

Lastly, we have our mortgage program and credit counseling. Spring time will be here before we know it, which is the perfect time to buy a home. Whether you have great credit or bruised credit, Access can still help you out. Here at Access, we offer credit-counseling for people who want to buy a home in the future and we can help make that dream possible.

Be on the lookout for news on the Annual Meeting for Access in the following months. Be safe and have a very Merry Christmas.