FraudAs you may have heard in current news reporting, Anthem Inc., a very large medical insurance provider was the latest victim of customer information theft. Millions of people’s personal information and medical history was stolen in this most recent attack. As of now the damage from this breach has been minimal. As these security breaches become more frequent we would like to offer a few suggestions that may help keep your information protected.
1. Change your internet account passwords frequently.
We would recommend changing your usernames and passwords for all of your online accounts every three to six months. Use different passwords for each account. Never use your email password as the password for your other accounts. BAD IDEA.
2. Never click on unknown links.
This is the golden rule of for using the internet. Don’t click on websites you are unsure of. Do not respond to emails from people you are unfamiliar with. Do not click links sent in those emails. Never ever share your personal information in an email with someone whom you can communicate with via telephone. For example, if your insurance agent (someone with whom you are familiar) needs some of your more personal information and requests it via email. Call them. This will help ensure your information is kept safe from spyware or malicious software.
3. Use passwords for your cell phones and tablets.
In the event one of your devices is stolen this will help thieves from getting into your financial apps.
4. Keep Up to date anti-virus software on your computer.
One of the best precautions you can take is to make sure your home computer is protected. Most of these programs have expiration dates, and you never want to let them expire. Doing so would be similar to handing out your personal information to complete strangers
5. If you think you are a victim, be proactive.
Did you know that you can call any of the three credit reporting agencies and tell them that you have potentially been a victim of identity theft and they will put a temporary block or freeze on your credit? It’s a great tool in the event you suspect or have been victimized. It will prevent any account from being opened in your name and any further damage being done. Check all of your accounts both incoming and outgoing regularly to make sure the balances are correct and nothing looks out of place. You can also request a free credit report from https://www.annualcreditreport.com/index.action to make sure there are no unauthorized accounts reporting on your credit.
These are just a few of the many steps you can take to make sure all financial, personal, medical and private information is safeguarded. If you have any concerns or questions please don’t hesitate to call and speak with an Access representative at (806) 353-9999.

For more information please watch the video in the link below, you can never be too cautious!

Fraud Video