Courtesy Pay

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.

We can cover your overdrafts in 3 different ways:
*We have standard overdraft practices that are available on:

1. Savings

2. SD75 Line of Credit

3. Courtesy Pay

To learn more, ask us about these plans.


What fees will I be charged if Access Community Credit Union pays my overdraft?
Under our standard overdraft practices:
*We will charge you a fee of up to $22 each time we pay an overdraft when funds are not available in savings or your line of credit

When you come in to open your Checking Account, our staff will go over all the features of our Overdraft Protection Program and answer any questions you might have.