Deposit Rates

Current Rates listed are subject to change.

Call us at 806-353-9999 for up to the minute rates.

We are pleased to inform you that your deposit accounts at Access are insured at double the amount the NCUA covers your account for. This exceptional level of coverage is attained through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).

 
 

Share Accounts Dividend Rate APY*
Deposits of:
$5.00-$9,999 .10% .10%
$10,000-$19,999 .10% .10%
$20,000-$49,999 .20% .20%
$50,000 & Over .30% .30%

 

Money Market Accounts Dividend Rate APY*
Deposits of:
$2,500-$9,999 .20% .20%
$10,000-$24,999 .20% .20%
$25,000-$49,999 .30% .30%
$50,000 & Over .40% .40%

 

Checking Accounts Dividend Rate APY*
Access Checking  .10%  .10%

Requires average daily balance of $500 to earn dividend.

IRA Accounts Dividend Rate APY*
Deposits of:
$.01-$9,999 .30% .30%
$10,000 & Over .50% .50%

 

 

IRA CD’s Dividend Rate APY*
No All Access
6 mo. 0.50% 0.50%
12 mo. 0.55% 0.55%
24 mo.
($10,000 minimum)
0.70% 0.70%

Certificate Of Deposits Dividend Rate APY*
($5,000 Minimum) Interest Paid Monthly
6 Month 0.50% 0.50%
12 Month 0.55% 0.55%
18 Month 0.60% 0.60%
24 Month 0.70% 0.70%
36 Month 0.75% 0.75%
48 Month 0.75% 0.75%
60 Month 0.75% 0.75%

 
Give us a call today to discuss rate options.

806-353-9999

A penalty will be imposed for early withdrawal from Certificates.
Members may contact the Credit Union for further
information about applicable fees and terms.

Fees reduce earnings.
Rates are subject to change without notice. Deposit Rates are effective as of 4/1/2020
* Annual Percentage Yield