Deposit Rates

Current Rates listed are subject to change.

Call us at 806-353-9999 for up to the minute rates.

 
 

Share Accounts Dividend Rate APY
Deposits of:
$5.00-$9,999 .50% .50%
$10,000-$19,999 .55% .55%
$20,000-$49,999 .60% .60%
$50,000 & Over .65% .65%

 

Money Market Accounts Dividend Rate APY
Deposits of:
$2,500-$9,999 .55% .55%
$10,000-$24,999 .60% .60%
$25,000-$49,999 .65% .65%
$50,000 & Over .80% .80%

 

Checking Accounts Dividend Rate APY
Access Checking  .25%  .25%

Requires average daily balance of $500 to earn dividend.

IRA Accounts Dividend Rate APY
Deposits of:
$.01-$9,999 .60% .60%
$10,000 & Over .80% .80%

 

 

IRA CD’s Dividend Rate APY
No All Access
6 mo. 1.99% 2.00%
12 mo. 2.23% 2.25%
24 mo.
($10,000 minimum)
2.37% 2.40%

*Times2 CD Promotion Dividend Rate APY
($5,000 Minimum) Interest Paid Monthly
18 Month  2.47% 2.50%
24 Month 2.81%  2.85%

*A CD is a secure investment that guarantees both growth and safety. Your earnings rate and term are fixed. But Access Community Credit Union’s new CD goes two steps better. If rates go up, our TIMES2 CD allows you to step your rate up also. Two times on CDs of $100,000 and up, or one time on CDs below $100,000. This enables you to grow with the market. Plus, your savings are federally insured to at least $250,000 and backed by the full faith of the United States Government. This is a limited time offering.

  • Only new Times2 CDs of $100,000 and higher will qualify for 2 step-ups during the life of the CD. New money only.
  • New CDs of $99,999 and lower will qualify for 1 step-up during the life of the CD. New money only. $5,000 minimum.
  • All step-up CDs are NOT eligible for promotional rate increases.
  • All TIMES2 CDs are capped at a 1.00% step up.

 

Certificate Of Deposits Dividend Rate APY
($5,000 Minimum) Interest Paid Monthly
6 Month 1.99% 2.00%
12 Month 2.23% 2.25%
18 Month 2.28% 2.30%
24 Month 2.37% 2.40%
36 Month 2.43% 2.45%
48 Month 2.72% 2.75%
60 Month 3.06% 3.10%

 
Give us a call today to discuss rate options.

806-353-9999

A penalty will be imposed for early withdrawal from Certificates.
Members may contact the Credit Union for further
information about applicable fees and terms.

Fees reduce earnings.
Rates are subject to change without notice.
* Annual Percentage Yield