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DID YOU KNOW 'HOUSING MARKET' EXPERTS SAY THAT IMPROVEMENTS DONE TO A HOME'S KITCHEN AND BATHROOMS GREATLY INCREASE RESALE VALUES? IS YOUR HOME IN NEED OF AN UPDATE?
IF YOU HAVE HIGH INTEREST CREDIT CARD DEBT, HOME
IMPROVEMENTS, OR NEED MONEY FOR COLLEGE OR IRS TAXES-- WE HAVE
COMPETITIVE RATES AND FLEXIBLE TERMS FOR CUSTOM
MADE LOANS JUST TO SUIT YOUR NEEDS.
DON'T SETTLE ON YOUR LOCAL FINANCIAL INSTITUTIONS.....WHETHER YOU LIVE IN LUBBOCK, SUDAN, EARTH, PAMPA, DUMAS, CANYON, AMARILLO, OR PLAINVIEW...NO MATTER WHAT TEXAS TOWN...COMPARE RATES BEFORE YOU LOCK IN!
YOU'LL FIND:
| NO CLOSING COST* |
| NO POINTS |
| NO ORIGINATION FEES |
| NO UNDERWRITING FEES |
*some exceptions may apply
HOME EQUITY LOANS
RATES STARTING AS LOW AS
(with FSM discount)
| 6.20% APR * |
UP TP 60 MONTHS |
| 6.70% APR |
UP TO 120 MONTHS |
| 6.95% APR |
UP TO 180 MONTHS |
| 7.20% APR |
UP TO 240 MONTHS |
*30 Basis Point Discount will be given to FULL SERVICE MEMBERS -( Rates quoted above include discount) - APR= Annual Percentage Rate
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GOOD NEWS FOR IRA OWNERS
| TERM |
RATE |
APY* |
6 MONTH |
2.47% |
2.50% |
12 MONTH |
2.47% |
2.50% |
24 MONTHS |
2.47% |
2.50% |
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Access CheckCard (debit card)
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Enrolled in "Virtual Branch" home banking
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IRA Account
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MasterCard or VISA
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Total Deposits of $25,000 or more
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30 Basis Point Reduction of certain loan products (as defined by ACCU loan policy)
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15 Basis Point Bonus on CD's of $10,000 or more
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Free "Thrifty" Checks
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25% off any Safe Deposit Box Rental
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as low as
*with approved discount (36 mo. term)
Rates quoted are Annual Percetage
Rates ( APR ). Interest rates, maximum
terms and amount financed depend on
the age and type of vehicle.
*A Full Service Member may get a 30 basis point discount off of the stated rate of any eligible loan. Check with the Credit Union for FSM requirements. For other members that may not qualify for FSM, a 10 basis point discount is available when a loan is set up on payroll deduction, automatic transfer, or ACH payment, and 10 basis point discount if he/she has a checking account with ACU or if the member has $25,000 or more on deposit with Access Credit Union. These options apply to all loans except Overdraft Protection, Redi Draft, Term Loans, Credit Card Loans, and in cases where the discount would take the share secured loans below the floor rate. These options are not available on sale rates and apply to new loans only. |
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Many of you know we have been Community for some time now, but still there are more to tell. We felt that since we've been involved in the community
for 50 years, it was time to extend our membership to
everyone who lives, works, worships or attends school
in Potter and Randall Counties. If you have friends or family let them know too!
Come check out some of the
lowest loan rates and best services available and see why....
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