Access Community Credit Union - Helping You Build Financial Security

6401 South Bell Street
Amarillo, Texas 79109
Phone: 806.353.9999
Toll Free: 800.687.2990

201 Tascosa Road
Amarillo, Texas 79124
Phone: 806.242.4444

Mon, Fri
9:00am - 5:30pm
Tue, Wed, Thur
9:00am - 5:00pm

Mon - Fri
8:00am - 6:00pm
Saturday
9:00am - 12:00pm

INTEREST INCOME		2010
Interest and fees on loans		$ 3,073,787
Interest on interest-bearing deposits		758
Interest on investment securities		497,430
Other		-
	Total interest income	3,571,975

INTEREST EXPENSE
Dividens on members' shares		194,286
Checking		142,804
Certificates of deposit		323,764
Individual retirement accounts		92,400
	Total interest expense	753,254
	Net interest income	2,818,721
PROVISION FOR LOAN LOSSES		145,000

	Net inteset income after
	provision for loan losses	2,673,721
NONINTEREST INCOME - miscellaneous		577,432

NONINTEREST EXPENSE
Compensation and benefits		1,223,514
Data processing		358,408
Occupancy		182,232
Operating expenses		500,413
	Total noninterest expense	2,954,193

NET INCOME		$ 296,960


	click here for Statement of Financial Condition

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Rates are subject to change.