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COMMON FEATURES FOR ALL CREDIT UNION ACCOUNTS

Bylaw requirements – If the balance in your share account falls below the par value of one share, and you do not increase the balance to at least the par value of one share within 30 days of the reduction, you may be terminated from membership at the end of the dividend period in which the 30 days elapses.

Transaction limitation – We reserve the right to at any time require not less than seven days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

Nature of dividends – Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

National Credit Union Share Insurance Fund – Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.

Replace lost ATM Card

$3.50

Changing PIN # for ATM card

$2.50

Stop payments (all items)

$15.00

Photocopy (per page) $2.50
NSF item (each) $15.00
Check printing  Depends on style of check ordered
Issuance of a teller check payable to a third party $3.00
Deposited checks (and other items) returned unpaid $5.00
Legal process fee (subject to state law) $20.00
Overdraft (each debit or check paid) $15.00
Account activity printout (per page) $1.00
Account research (per hour, minimum one-half hour) $20.00
Account balancing assistance per hour, minimum one-half hour) $20.00
Uncleared checks not approved by credit union (per check) $1.00
Collection item (incoming or outgoing) $3.00
Copy of check (per item, in excess of three per monthly statement cycle) $2.50
Wire transfer 
        Incoming 
        Outgoing (Inside U.S.)
        Outgoing (Outside U.S.)

$5.00
$10.00
$50.00

 

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