Access Credit Union Logo

6401 South Bell Street
Amarillo, Texas 79109
Phone: 806.353.9999
Toll Free: 800.687.2990

201 Tascosa Road
Amarillo, Texas 79124
Phone: 806.242.4444

Mon, Fri
9:00am - 5:30pm
Tue, Wed, Thur
9:00am - 5:00pm

Mon - Fri
8:00am - 6:00pm
Saturday
9:00am - 12:00am

Helping You Build Financial Security
Fees

COMMON FEATURES FOR ALL CREDIT UNION ACCOUNTS

Bylaw requirements – If the balance in your share account falls below the par value of one share, and you do not increase the balance to at least the par value of one share within 30 days of the reduction, you may be terminated from membership at the end of the dividend period in which the 30 days elapses.

Transaction limitation – We reserve the right to at any time require not less than seven days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

Nature of dividends – Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

National Credit Union Share Insurance Fund – Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.

Replace lost ATM Card

$3.50

Changing PIN # for ATM card

$2.50

Stop payments (all items)

$22.00

Photocopy (per page)

$2.50

NSF item (each)

$22.00

Check printing 

Depends on style of check ordered

Issuance of a teller check payable to a third party

$3.00

Deposited checks (and other items) returned unpaid

$10.00

Legal process fee (subject to state law)

$20.00

Overdraft (each debit or check paid)

$22.00

Account activity printout (per page)

$1.00

Account research (per hour, minimum one-half hour)

$20.00

Account balancing assistance per hour, minimum one-half hour)

$20.00

Uncleared checks not approved by credit union (per check)

$5.00

Collection item (incoming or outgoing)

$3.00

Copy of check (per item, in excess of three per monthly statement cycle)

$2.50

Wire transfer 
        Incoming 
        Outgoing (Inside U.S.)
        Outgoing (Outside U.S.)


$5.00
$15.00
$50.00

Return statement fee (bad address)

$5.00

Pay by phone

$10.00

Pay by phone NSF fee

$5.00

Safe Deposit Box drill lock fee (plus locksmith charges)

$50.00

Safe Deposit Box lost key fee

$25.00


First Time Users? Enroll Now.

AUTO

As low as 4.99% APR

HOME EQUITY

As low as 6.25% APR

SIGNATURE

As low as 9.90% APR

MONEY MARKET

1.82% -2.58% APY

6 MONTH CD

2.40% APY

12 MONTH CD

3.15% APY

Rates are subject to change.

Apply Now for You Loan
Your savings federally
insured to at least $250,000
and backed by the full
faith and credit of the
United States Government.America's Credit UnionEqual Housing LenderFive Star Rating

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